Super Lawyers Rising Stars
Avvo Rating 10
Avvo Clients' Choise Award
National College for DUI Defense
Lead Counsel Rated
The National Trial Lawyers Top 40 under 40
National Association of Criminal Defense Lawyers
PACDL
Expertise

Renting an Apartment in Pennsylvania After Filing for Bankruptcy

Bankruptcy can turn your life upside down. It can change your financial status and even living arrangements. When you are filing for bankruptcy, if your property is not exempted or protected, then you might lose your house too. Now, in a situation like this, you might think how fast you can get to rent an apartment after you file for bankruptcy. Or you might wonder if you actually have to look for an apartment to rent for a completely different reason right after you file for bankruptcy, can you get that? Our experienced Pittsburgh bankruptcy lawyer is here for answering this.

Filing for Bankruptcy Eventually Helps Your Credit Score to Increase

You might not believe this, but when you are filing for bankruptcy, it is going to help you increase your credit score. Before filing for bankruptcy, you might have a low income and high debt ratio. You might also have collection items that were probably contributing to your lowering credit score.

When you are filing for bankruptcy, that will help you wipe off your unsecured debts like credit card bills or medical bills to get disposed of. As a result, you will get a clean slate financially. This after some time will boost your credit score higher. Your potential landlords might look at it differently too. They will feel that as you are without any other obligations, you might be able to pay the rent at the right time.

Getting Bankruptcy Friendly Apartment

After the infamous 2008 housing crash, there are many renters and tenants filed for bankruptcy. And since then hardly the landlord take it as a bad quality for not offering an apartment.

Also, legally there is no restriction for you to get an apartment either after you file for bankruptcy. So, if you have filed for bankruptcy in any chapter, it is not going to stop you from getting an apartment. There are many apartment complexes in Pennsylvania, that are bankruptcy friendly. The tenants are not looked down upon for their financial situation. Some of the landlords don’t even look for the credit score for renting their apartment. Some of them do, but they remain open to renters with bad credit scores too. So, if you are currently worried that your low credit score and the record of bankruptcy in your credit will affect your apartment hunting for rent, then you are mistaken.

You Might Need a Larger Deposit

While there are no legal restrictions for renting an apartment after you file for bankruptcy, the landlords might want to remain on the safer side. And that is why they might ask you to offer a larger deposit before they rent out their apartment to you after knowing your recent bankruptcy case. However, having said that, you are not legally obligated to let your potential landlord know about your bankruptcy filing.

So, if you are looking for an apartment after you file for bankruptcy, better that you start saving up and also connect with our Pittsburgh bankruptcy lawyer at Pittsburgh Bankruptcy Law Group.

Client Reviews
★★★★★
Mr. Logue came to me for my consultation, which was nice! He helped me better understand my situation so I could weigh my options. He kept me updated on any new information about my case, and I could always easily contact him if I had any questions. I knew I was in good hands, and I got the best possible outcome for my case! Anonymous
★★★★★
Sean Logue accomplished an incredible thing for me by handling my legal matters. If you need help, this is the man to represent you...he's very keen, knowledgeable, and efficient in guiding you to freedom. The trust and loyalty he gives you is very down to earth, so if you need a lawyer this is the best one. You can feel totally confident in Sean's hands. Excellent job, thank you for taking the time for me, you took all my worries away...God bless your future. Anonymous
★★★★★
Mr Logue was the one I hired after talking to other attorneys about my case. He was the most knowledgeable and explained everything to me about his plan for me moving forward. He was always available to answer my questions and fought hard for me!! Don't waste your time looking for anyone else to help you. Mr Logue did an amazing job and very professional! Anonymous
★★★★★
Atty. Logue represented me well and took care of my legal issues superbly. He is a no-nonsense, very knowledgeable and well respected lawyer. I was pleased with his services. Would definitely recommend Atty. Logue to others. Anonymous
★★★★★
Mr. Logue is good for one reason, he cares. A client is not a quick buck. He always answers his phone, day or night and he understands the law better than anyone. He always answers my calls for both corporate and personal legal decisions and I have a ton of questions. His rates are reasonable too. Fair and firm. Anonymous