Check Fraud

Check fraud has, unfortunately, become a common issue in modern society. This crime involves people trying to extract money from bank accounts or buying items using checks that are fake or fraudulent.

There are four main categories of this financial crime:

• Forgery
• Paper hanging
• Check kiting
• Counterfeiting and alteration

While these schemes might seem like an easy way to get quick cash, participating in them can lead to a future full of regret. Knowingly forging a signature on a check without the account holder’s permission is classified as federal check fraud. This can lead to harsh punishments, including years in federal prison and massive fines. If you are facing these serious accusations, you need a defense strategy that is aggressive and robust. That is where Mountaineer Law Group steps in. Our team includes a dedicated Morgantown criminal lawyer who will investigate every detail of your situation to help you reach a successful legal outcome.

What is Federal Check Fraud?

This term covers the intentional use of forged or counterfeit checks to acquire property or services without any intention of paying for them. This includes acts such as signing another person’s name without consent, forging a check entirely, or altering the dollar amount. In a federal case, the burden of proof is on the prosecution to show that you possessed a specific intent to defraud.

The simple act of depositing a forged or fake check into a bank account can be used as evidence in court that you intended to deceive the bank. Frequently, one form of fraud is linked to other criminal acts, such as check kiting. This specific scheme involves writing a check from one bank account, knowing there are insufficient funds to cover it, and depositing it into a different account to create a false balance. If charged with federal check fraud, you could face extensive prison sentences, heavy fines, and the seizure of your property. This reality makes it essential to consult with a legal professional immediately. While we handle a variety of cases, often serving as a Morgantown DUI attorney for traffic-related offenses, our group is well-equipped to handle complex financial defense.

Check fraud charges in Pennsylvania can range from misdemeanors to felonies, with penalties varying from community service hours to several years of incarceration.

Federal vs. State

The federal court system is a massive and complex entity. It operates differently than the local court system in Morgantown regarding both legal procedures and sentencing guidelines for fraud. Federal prosecutors have access to vast resources and thorough investigations conducted by federal agents, distinguishing them from local police in Berks County. Consequently, if you are convicted of a federal crime, the penalties are naturally more severe. However, with the guidance of a skilled Morgantown criminal lawyer from our team, you can rest easier knowing your rights are protected.

Fortunately, there are valid defenses available for those accused of fraud. Because the prosecutor must prove an “intent to defraud,” your defense can present evidence showing that you believed there were sufficient funds to cover the check. Depending on the specific facts, we might argue that you were a victim of mistaken identity, that you were entrapped, or that there is simply not enough evidence to support a conviction.

Ways in Which a Morgantown Check Fraud Attorney Can Help

When dealing with charges of federal check fraud, you will inevitably face strict laws and a determined prosecutor. Mountaineer Law Group is here to help you navigate your options and secure the best possible result for your case. Whether you require defense against fraud allegations or need the services of a Morgantown DUI attorney, we are ready to assist.

For a complimentary initial consultation with a skilled fraud lawyer in the Morgantown area, contact us online or call (304) 381-3656.