A Comprehensive Outlook on Concealed Carry Insurance
You must know that possessing a firearm requires you to have a license across all U.S states. However, did you hear about ‘Concealed Carry insurance ’?
A Concealed Carry Insurance, also known as a Firearm Liability Insurance Coverage, is not a mandatory thing to have in Pennsylvania. But, if in any way, you get involved in a situation that requires you to discharge your firearm for self-defense, it is a Concealed Carry Insurance that helps protect your rights!
Not just that, but CCW insurance also becomes a vital piece of documentation for your Pittsburgh criminal lawyer if you get involved in a legal battle and need to prove that you have lawfully used your firearm.
So, what is CCW insurance? And why do you need to take it? We’ve discussed all those details in this blog. So, let’s follow along.
A Brief Overview of CCW Insurance
First up, let’s understand the value of CCW insurance before getting into the details.
So, Concealed Carry Insurance is a kind of coverage that offers certain benefits and protections in case you use your firearm in a self-defense situation or to protect your family.
Now, a majority of people assume that their homeowner’s insurance covers everything, including cases that involve their firearms. However, that’s not what happens every time. So, you should always check those policies to make sure to what extent you might enjoy the coverage.
What Is Covered Under a CCW Insurance?
A CCW Insurance might sound like a policy. But, it doesn’t quite work like those general protections offered by home insurance or automobile insurance!
Instead, what a CCW insurance does is that it offers a legal defense if you somehow become subject to a criminal investigation or a civil litigation because of discharging your firearm. Moreover, a CCW insurance might also give a Pittsburgh criminal lawyer additional leverage to strengthen your defense!
Now, what you should keep in mind is that every CCW insurance is different. But, in a general sense, every policy offers the holder money to cover the following costs-
- The fees for hiring an attorney.
- Fee for lost wages of the policyholder.
- Fee for bail bonds.
- Expenses of replacing the firearm.
- Medical costs, etc.
Is Having a CCW Insurance Mandatory?
No! You are not legally required to purchase this kind of protection. But owning or carrying a firearm comes with potential consequences like-
- You could face jail time because of the self-defense encounter, and lose your earning capacity.
- You would need money to post bail.
- You would need money to pay court fees.
- You would need money to hire a Pittsburgh criminal lawyer.
- You would need money to deal with civil litigation.
So, if you don’t have CCW Insurance, you face the risks of shouldering the above costs alone!
Discharging a firearm in self-defense is bound to attract an investigation. Not just that, but you also might face criminal charges. Therefore, having an experienced Pittsburgh criminal lawyer by your side can help you avoid arrests and clear up any possible confusion. On top of that, if you have a CCW insurance, it will cover your attorney costs for sure!
That being said, we at the Logue Law Group house the most experienced attorneys who can help you build a strong defense for your case. So, if you get involved in a self-defense situation and discharge your firearm, do remember to call us at 844.PITT.DUI and book a consultation today!